The Firmwatch take
Qcl Employee Scheme Ltd (SC687251) currently shows: Watch signal detected, based on accounts to 31 January 2025; last refreshed 24 May 2026. Negative working capital — extracted from the latest filed accounts.
Companies House source·Accounts to 31 Jan 2025·Refreshed 24 May 2026·Methodology and caveats
Firmwatch signals are generated from public filings and are not credit ratings or financial advice.
Incorporated
27 January 2021
5 years on the register
Sector
Other financial service activities n.e.c.
SIC 64999
Size
Not classified
Net assets
£100
Bottom 30% in sector
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Insolvency risk
Worth watching
The latest public accounts contain some cautionary signs, but not enough to suggest severe distress on their own.
Thin net asset buffer
The company reports a small visible net asset position.
Negative working capital
Short-term liabilities are higher than short-term assets in the public balance sheet.
Money
What the balance sheet says
Net assets
£100
Bottom 30% in sector · sector median £3k · 47,532 filers in this sector
Cash
Not disclosed
Working cap.
−£13k
Median £9k
Current ratio
—
Signals · 2
Positive net assets
The latest filed accounts show assets exceeding liabilities.
Negative working capital
Current liabilities exceed current assets in the extracted accounts.
Sector benchmark · Finance and Insurance
How this company compares in 47,532 filers in this sector
Bottom 30% in sector — Qcl Employee Scheme Ltd shows £100 in net assets. Sector median is £3k.
Sector medians are computed annually across all UK companies in this broad sector. Position is approximate — see the Money tab for the full balance sheet.
People
Who runs this company
- PS
PATERSON, Stephen Liston Lindsay
director · since 2021
Registered office
Address intelligence
5 other companies registered here.
Likely a privately owned office or residential address.
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.