Cowal Building & Plumbing Supplies Limited
COWAL BUILDING & PLUMBING SUPPLIES LIMITED·Company no. SC080544·United Kingdom
The Firmwatch take
Cowal Building & Plumbing Supplies Limited is a 43-year-old retail, active on the Companies House register. The latest filed accounts (year to 30 June 2025) show GBP 31k in net assets, with 2 cautionary signals worth monitoring. No insolvency or strike-off filings appear in our public Companies House and Gazette data.
Refreshed 24 May 2026
Pulse · Net assets, 2024–2025
↘ £139kIncorporated
25 October 1982
43 years on the register
Sector
Other retail sale not in stores, stalls or markets
SIC 47990
Size
Not classified
Net assets
£31k
Top 10% in sector
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Analytics
Risk, value and sector comparison
Insolvency risk
36/100
watch risk
Estimated public-data value
£23,452 - £42,213
medium confidence - net asset range
Sector comparison
Sector: Retail
Sample: 166,319 companies
Negative net assets: 21.8%
- Net assets vs sector median
- £30,566
- Working capital vs sector median
- -£1,010,942
- Sector median current ratio
- 1.10
Positive net assets
The latest extracted accounts show assets exceeding liabilities.
Negative working capital
Short-term liabilities are higher than short-term assets in the public balance sheet.
Current ratio below 1.0
Current assets are below current liabilities.
Risk and value are estimates from public accounts only. They are not a credit score, valuation opinion or insolvency prediction guarantee. See methodology.
Balance sheet
Full extracted balance sheet
Top 10% in sector · Sector medians shown for 166,319 retailers (2025).
Cash at bank
Bank balances disclosed in the public accounts.
Not disclosed
Current assets
Assets expected to turn into cash within one year.
£7,853,642
Current liabilities
Amounts due within one year (short-term creditors).
£8,862,376
Working capital
Current assets minus current liabilities.
-£1,008,734
Median £2k
Fixed assets
Long-term tangible and intangible assets.
£1,079,533
Total assets less current liabilities
Fixed assets plus working capital.
£70,799
Net assets
What's left after liabilities are deducted from assets.
£31,269
Median £703
Equity (capital & reserves)
Shareholder funds.
£2
Current ratio
Current assets divided by current liabilities. Above 1.0× is usually easier to fund.
0.9×
Median 1.1×
Figures extracted from the company's public XBRL/iXBRL filing. Fields shown as Not disclosed are not legally required for this filing type and are absent from the source document — they are not necessarily zero.
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.