The Firmwatch take
Alm Financial Ltd is a 2-year-old finance and insurance, active on the Companies House register. The latest filed accounts (year to 31 December 2024) show GBP 47k in net assets, with 2 cautionary signals worth monitoring. No insolvency or strike-off filings appear in our public Companies House and Gazette data.
Refreshed 25 May 2026
Pulse · Net assets, 2023–2024
↗ £46kIncorporated
30 August 2023
2 years on the register
Sector
Activities of open-ended investment companies
SIC 64304
Size
Not classified
Net assets
£47k
Top 10% in sector
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Insolvency risk
Elevated insolvency risk
The latest public accounts show financial pressure that should be reviewed before relying on the company as a customer, supplier or counterparty.
Negative working capital
Short-term liabilities are higher than short-term assets in the public balance sheet.
Weak current ratio
Current assets are less than 75% of current liabilities.
Sector benchmark · Finance and Insurance
How this company compares in 38,253 filers in this sector
Top 10% in sector — Alm Financial Ltd shows £47k in net assets. Sector median is £2k.
Sector medians are computed annually across all UK companies in this broad sector. Position is approximate — see the Money tab for the full balance sheet.
Money
What the balance sheet says
Net assets
£47k
Top 10% in sector · sector median £2k · 38,253 filers in this sector
Cash
Not disclosed
Working cap.
−£102k
Median £9k
Current ratio
0.6×
Median 1.4×
Signals · 3
Positive net assets
The latest filed accounts show assets exceeding liabilities.
Negative working capital
Current liabilities exceed current assets in the extracted accounts.
Current ratio below 1.0
Current assets are lower than current liabilities in the extracted accounts.
People
Who runs this company
- BL
BEST, Luke Timothy
director · since 2023
Registered office
Address intelligence
37 other companies registered here.
Common for accountants' offices and small business centres.
Address pattern · BT62 3EU
37 other UK companies registered at this postcode.
Active
31
Dissolved
0
Strike-off action
5
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.