Humble Expert Consultancy Limited
HUMBLE EXPERT CONSULTANCY LIMITED·Company no. 12736278·United Kingdom
The Firmwatch take
Humble Expert Consultancy Limited is a 5-year-old finance and insurance, active on the Companies House register. The latest filed accounts (year to 31 July 2025) show -GBP 4k in net assets, with 1 distress signal extracted from the filing (negative net assets). No insolvency or strike-off filings appear in our public Companies House and Gazette data.
Refreshed 24 May 2026
Incorporated
13 July 2020
5 years on the register
Sector
Other activities auxiliary to insurance
SIC 66290
Size
Not classified
Net assets
−£4k
Bottom 10% in sector
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Analytics
Risk, value and sector comparison
Insolvency risk
68/100
high risk
Estimated public-data value
-£3,709 - £0
low confidence - negative net assets visible value
Sector comparison
Sector: Finance and Insurance
Sample: 47,532 companies
Negative net assets: 11.6%
- Net assets vs sector median
- -£6,709
- Working capital vs sector median
- -£12,866
- Sector median current ratio
- 1.56
Negative net assets
Visible liabilities exceed visible assets in the extracted accounts.
Negative working capital
Short-term liabilities are higher than short-term assets in the public balance sheet.
Weak current ratio
Current assets are less than 75% of current liabilities.
Risk and value are estimates from public accounts only. They are not a credit score, valuation opinion or insolvency prediction guarantee. See methodology.
Balance sheet
Full extracted balance sheet
Bottom 10% in sector · Sector medians shown for 47,532 filers in this sector (2025).
Cash at bank
Bank balances disclosed in the public accounts.
Not disclosed
Current assets
Assets expected to turn into cash within one year.
£3,272
Current liabilities
Amounts due within one year (short-term creditors).
£6,981
Working capital
Current assets minus current liabilities.
-£3,709
Median £9k
Fixed assets
Long-term tangible and intangible assets.
Not disclosed
Total assets less current liabilities
Fixed assets plus working capital.
-£3,709
Net assets
What's left after liabilities are deducted from assets.
-£3,709
Median £3k
Equity (capital & reserves)
Shareholder funds.
-£3,709
Current ratio
Current assets divided by current liabilities. Above 1.0× is usually easier to fund.
0.5×
Median 1.6×
Figures extracted from the company's public XBRL/iXBRL filing. Fields shown as Not disclosed are not legally required for this filing type and are absent from the source document — they are not necessarily zero.
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.