The Firmwatch take
Andrew Lumley Limited is a 9-year-old retail, active on the Companies House register. The latest filed accounts (year to 31 December 2025) show GBP 300 in net assets, with no distress signals detected. No insolvency or strike-off filings appear in our public Companies House and Gazette data.
Refreshed 24 May 2026
Pulse · Net assets, 2024–2025
↘ £8.1mIncorporated
30 January 2017
9 years on the register
Sector
Retail trade
SIC 47791 · matched to division
Size
Not classified
Net assets
£300
Below sector median
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Analytics
Risk, value and sector comparison
Insolvency risk
12/100
low risk
Estimated public-data value
£225 - £405
medium confidence - net asset range
Sector comparison
Sector: Retail
Sample: 85,056 companies
Negative net assets: 23.0%
- Net assets vs sector median
- -£131
- Working capital vs sector median
- £5,014,633
- Sector median current ratio
- 1.06
Thin net asset buffer
The company reports a small visible net asset position.
Risk and value are estimates from public accounts only. They are not a credit score, valuation opinion or insolvency prediction guarantee. See methodology.
Balance sheet
Full extracted balance sheet
Below sector median · Sector medians shown for 85,056 retailers (2025).
Cash at bank
Bank balances disclosed in the public accounts.
Not disclosed
Current assets
Assets expected to turn into cash within one year.
£9,204,491
Current liabilities
Amounts due within one year (short-term creditors).
£4,188,194
Working capital
Current assets minus current liabilities.
£5,016,297
Median £2k
Fixed assets
Long-term tangible and intangible assets.
£3,212,944
Total assets less current liabilities
Fixed assets plus working capital.
£8,229,241
Net assets
What's left after liabilities are deducted from assets.
£300
Median £431
Equity (capital & reserves)
Shareholder funds.
£300
Current ratio
Current assets divided by current liabilities. Above 1.0× is usually easier to fund.
2.2×
Median 1.1×
Figures extracted from the company's public XBRL/iXBRL filing. Fields shown as Not disclosed are not legally required for this filing type and are absent from the source document — they are not necessarily zero.
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.