The Firmwatch take
Inspire Benefits Limited (08562940) currently shows: Watch signal detected, based on accounts to 31 March 2025; last refreshed 24 May 2026. Negative working capital plus 1 more cautionary signal — extracted from the latest filed accounts.
Companies House source·Accounts to 31 Mar 2025·Refreshed 24 May 2026·Methodology and caveats
Firmwatch signals are generated from public filings and are not credit ratings or financial advice.
Incorporated
10 June 2013
12 years on the register
Sector
Other activities auxiliary to financial services
SIC 66190
Size
Not classified
Net assets
£3
Bottom 30% in sector
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Insolvency risk
Elevated insolvency risk
The latest public accounts show financial pressure that should be reviewed before relying on the company as a customer, supplier or counterparty.
Thin net asset buffer
The company reports a small visible net asset position.
Negative working capital
Short-term liabilities are higher than short-term assets in the public balance sheet.
Weak current ratio
Current assets are less than 75% of current liabilities.
Money
What the balance sheet says
Net assets
£3
Bottom 30% in sector · sector median £3k · 47,532 filers in this sector
Cash
Not disclosed
Working cap.
−£50k
Median £9k
Current ratio
0.4×
Median 1.6×
Signals · 3
Positive net assets
The latest filed accounts show assets exceeding liabilities.
Negative working capital
Current liabilities exceed current assets in the extracted accounts.
Current ratio below 1.0
Current assets are lower than current liabilities in the extracted accounts.
Address pattern · WA1 1GG
105 other UK companies registered at this postcode.
Active
93
Dissolved
2
Strike-off action
10
Sector benchmark · Finance and Insurance
How this company compares in 47,532 filers in this sector
Bottom 30% in sector — Inspire Benefits Limited shows £3 in net assets. Sector median is £3k.
Sector medians are computed annually across all UK companies in this broad sector. Position is approximate — see the Money tab for the full balance sheet.
People
Who runs this company
- OD
O'HARA, David Anthony
director · since 2013
Registered office
Address intelligence
105 other companies use this address.
High-volume registered-office service. Many UK companies use these legitimately, but they are also a known hosting location for shell entities. Treat this as a flag, not a verdict.
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.