The Firmwatch take
Northern Spire Limited (04382488) currently shows: Watch signal detected, based on accounts to 31 December 2025; last refreshed 24 May 2026. Cautionary signals appear on this company's public record.
Companies House source·Accounts to 31 Dec 2025·Refreshed 24 May 2026·Methodology and caveats
Firmwatch signals are generated from public filings and are not credit ratings or financial advice.
Pulse · Net assets, 2024–2025
↘ £90kIncorporated
27 February 2002
24 years on the register
Sector
Insurance, reinsurance and pension funding
SIC 65110 · matched to division
Size
Not classified
Net assets
£7k
Top 30% in sector
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Insolvency risk
Worth watching
The latest public accounts contain some cautionary signs, but not enough to suggest severe distress on their own.
Thin net asset buffer
The company reports a small visible net asset position.
Sector benchmark · Finance and Insurance
How this company compares in 47,532 filers in this sector
Top 30% in sector — Northern Spire Limited shows £7k in net assets. Sector median is £3k.
Sector medians are computed annually across all UK companies in this broad sector. Position is approximate — see the Money tab for the full balance sheet.
Money
What the balance sheet says
Net assets
£7k
Top 30% in sector · sector median £3k · 47,532 filers in this sector
Cash
Not disclosed
Working cap.
£169k
Median £9k
Current ratio
—
Signals · 1
Positive net assets
The latest filed accounts show assets exceeding liabilities.
People
Who runs this company
- CD
COOK, David Michael
director · since 2002
- CD
COOK, David Michael
secretary · since 2002
Registered office
Address intelligence
59 other companies use this address.
High-volume registered-office service. Many UK companies use these legitimately, but they are also a known hosting location for shell entities. Treat this as a flag, not a verdict.
Address pattern · SR5 3PE
59 other UK companies registered at this postcode.
Active
50
Dissolved
2
Strike-off action
7
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.