The Firmwatch take
Educ@te Limited (04224512) currently shows: At risk signal detected, based on accounts to 31 December 2024; last refreshed 24 May 2026. Net liabilities of £190k — assets do not cover obligations.
Companies House source·Accounts to 31 Dec 2024·Refreshed 24 May 2026·Methodology and caveats
Firmwatch signals are generated from public filings and are not credit ratings or financial advice.
Incorporated
29 May 2001
24 years on the register
Sector
Advertising agencies
SIC 73110
Size
Not classified
Net assets
−£190k
Bottom 10% in sector
Cash at bank
Not disclosed
Not required for this filing type
Latest filing
None yet
Insolvency risk
High insolvency risk
The latest public accounts show multiple stress signals. Treat this as a prompt for deeper checks, not as a formal insolvency prediction.
Negative net assets
Visible liabilities exceed visible assets in the extracted accounts.
Negative working capital
Short-term liabilities are higher than short-term assets in the public balance sheet.
Weak current ratio
Current assets are less than 75% of current liabilities.
Money
What the balance sheet says
Net assets
−£190k
Bottom 10% in sector · sector median £1k · 15,008 filers in this sector
Cash
Not disclosed
Working cap.
−£34k
Median £4k
Current ratio
0.6×
Median 1.3×
Signals · 3
Negative net assets
The latest filed accounts show liabilities exceeding assets.
Negative working capital
Current liabilities exceed current assets in the extracted accounts.
Current ratio below 1.0
Current assets are lower than current liabilities in the extracted accounts.
Address pattern · EC2A 4NE
33,748 other UK companies are registered at this postcode — a high-volume registered-office service. Treat as a flag, not a verdict.
Active
30k
Dissolved
1,364
Strike-off action
2,137
Sector benchmark · Advertising and Marketing
How this company compares in 15,008 filers in this sector
Bottom 10% in sector — Educ@te Limited shows −£190k in net assets. Sector median is £1k.
Sector medians are computed annually across all UK companies in this broad sector. Position is approximate — see the Money tab for the full balance sheet.
People
Who runs this company
- SH
SNELL, Howard Peter
director · since 2001
Registered office
Address intelligence
33,748 other companies use this address.
High-volume registered-office service. Many UK companies use these legitimately, but they are also a known hosting location for shell entities. Treat this as a flag, not a verdict.
Firmwatch turns UK Companies House filings into plain-English company intelligence. Data is refreshed daily; signals are generated from public balance-sheet and filing patterns.